• Loan limit up to 30 000 somoni
  • Goods in installments up to 36 months
  • Interest-free installments in a network of partners
  • Cash withdrawal at any ATMs of the country and the world

    Multifunctional installment card INSOF is an opportunity to fulfill your desires by purchasing the necessary thing in installments when the percent interest is paid for you by the store, pay for goods and services at retail outlets and online stores, get cash at any ATM any time of the day or night for the necessary needs , take advantage of an interest-free loan within 30 days.


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    • Account currency - TJS
    • Card validity period - 5 years
    • 0% Installment in the network of partners
    • Contactless service
    • Free connection "SMS-banking"
    • Internet operations
    • Opportunity to work outside the Republic of Tajikistan
    • Worldwide discounts under the Visa program
    • Cash withdrawal at any ATM-s of the country and the world


    For all our customers, we offer favorable rates and special offers from partners of the bank.


    (+992 44) 625-77-77 1155


    Information Transfer Terms

    I agree for the Bank to process all my personal data specified in the contract by any means, including third parties, reproduction, electronic copying, depersonalization, blocking, destruction, as well as the above processing of my other personal data obtained as a result their processing, with the aim of:

    • conclusion of a universal agreement with the Bank;
    • issuing, servicing bank cards;
    • creating information systems for personal data of the Bank;
    • insurance of my life / health / property and other insurance carried out with the assistance of the Bank or in favor of the Bank and / or in connection with the conclusion of the contract;
    • as well as for any other purposes directly or indirectly related to the issue and maintenance of bank cards and the offer of other products of the Bank, and sending me information about new products and services of the Bank and / or its counterparties.

    I agree for the Bank’s counterparties to process all my personal data available to the Bank and / or the Bank’s counterparties, including for the purpose of informing me about the services of the counterparties, as well as to the processing of information about subscribers and the communication services rendered to them (in case of if the Bank’s counterparty is a telecom operator) in order to assess the likelihood of my solvency in the future to decide on the issue of a credit card.

    This agreement is given for a period of 15 years, and in the event of its withdrawal, the processing of my personal data must be stopped by the Bank and / or third parties and the data is destroyed subject to termination of the Agreement and full repayment of the debt under the Agreement no later than 1 (one) year from the date termination of the Agreement.