Loan for necessary needs

  • Loan amount - up to 100,000 somoni
  • Loan term - from 1 to 48 months
  • Loan currency - somoni, US dollar
  • from 17% per annum in US dollars, from 26% per annum in somoni
Submit application

FEATURES AND ADVANTAGES

Do not put off solving your problems or fulfilling your dreams for later. We will help you get a loan for any of your needs.

0%

Commission

For a loan and cashing out a loan, a commission of 0%

Quick loan processing

Loans are provided in a short time

Profitable terms

Individual and flexible approach to each client

LOAN TERMS

Loan purpose: payment for services, family events, apartment renovation, treatment, travel, buying a car, etc.
Amount: up to 100,000 somoni or equivalent in foreign currency
Prepayment: Allowed
Type of loan: Cash, non-cash
Loan Currency: Somoni, US dollar.
Duration: up to 48 months
Interest rate: In US dollars:

from - 14% 

In national currency:
from - 26% - For customers with a positive credit history
Loan security: - For repeat borrowers who have a good credit history, an application up to 30,000 TJS is considered without collateral and guarantor.
.
Credit repayment method: Annuity payments (monthly in equal installments)
Commission: For cashing out a loan: 0%
For a loan: 0%

REQUIREMENTS FOR THE BORROWER AND GUARANTOR

Borrower: Citizen of the Republic of Tajikistan
Age: From 18 to 70 years old 
Work experience of the borrower at the last place of work: Not less than 6 months
Required documents:
  • A copy of the passport of the borrower 
  • Copy of TIN (if not indicated in the passport);
  • Other documents according to loan products

Submit application

Leave a loan application

When submitting the form you accept Information Transfer Terms

An example of calculating loan conditions is for informational purposes only and is not a public offer

Loan under security deposit

  • Loan amount - up to 90% of the deposit amount
  • Loan term - must not exceed the term of the deposit
  • Loan currency - Somoni, US dollar, Euro and Russian ruble
  • Interest rate - 8% of the deposit rate in Somoni
Submit application

FEATURES AND ADVANTAGES

Special offer for investors! Credit in the amount of up to 90% of the deposit amount.

0%

Commission

For a loan and cashing out a loan, a commission of 0%

Quick loan processing

Loans are provided in a short time

Profitable terms

Individual and flexible approach to each client

Loan terms

Loan purpose: For the necessary expenses and personal needs
Amount: up to 90% of the deposit amount
Loan Currency: Somoni, US dollars, 
Duration: Must not exceed the deposit period
Interest rate: +8% of the deposit rate (in Somoni)
+12% to the deposit rate in case of difference in deposit currency and loan currency
Credit repayment method: Annuity payments (monthly in equal installments)

REQUIREMENTS FOR THE BORROWER AND GUARANTOR

Age: From 18
Place of work of the borrower: Not necessary
Work experience of the borrower at the last place of work: Not necessary
Required documents:
  • A copy of the passport of the borrower and the guarantor indicating
  • Copy of TIN (if not indicated in the passport);


Submit application

Leave a loan application

When submitting the form you accept Information Transfer Terms

An example of calculating loan conditions is for informational purposes only and is not a public offer

Loan under gold security

  • Loan amount - up to 90% of the collateral amount
  • Loan currency - Somoni, US dollar
  • Interest rate - 25% in national currency
  • Interest rate - 12.5% ​​in foreign currency
Submit application

FEATURES AND ADVANTAGES

A loan secured by gold is the fastest loan. Receiving solutions in 15 minutes

0%

Commission

For a loan and cashing out a loan, a commission of 0%

Quick loan processing

Loans are provided in a short time

Profitable terms

Individual and flexible approach to each client

Loan terms

Loan purpose: Payment for services, family events, apartment renovation, treatment, travel, buying a car, etc.
Amount: 90% of the value of the loan collateral (the value of gold)
Loan Currency: Somoni or US dollar
Duration: from 1 to 48 months
Interest rate: Loans in Somoni
25% per annum with national currency
12.5% per annum in foreign currency
Credit repayment method:
  • Annuity payments (monthly in equal installments)
  • Monthly payments are accrued with repayment of the main debt by agreement with the borrower.

REQUIREMENTS FOR THE BORROWER AND GUARANTOR

Borrower: Citizen of the Republic of Tajikistan
Age: from 18 years old and older
Required documents:
  • A copy of the passport with indication of the place of residence;
  • Copy of TIN

Submit application

Leave a loan application

When submitting the form you accept Information Transfer Terms

An example of calculating loan conditions is for informational purposes only and is not a public offer

Loan for teachers and doctors

  • Loan amount - up to 100 000 Somoni
  • Loan term - from 1 to 48 months
  • Loan currency - Somoni
  • Interest rate - from 25% per annum
Submit application

FEATURES AND BENEFITS

Do you want to go on a trip, furnish a house, buy equipment? Regardless of what you need, you can always contact us to realize your dreams.

0%

Commission

For a loan and cashing out a loan, a commission of 0%

Quick loan processing

Loans are provided in a short time.

Profitable terms

Individual and flexible approach to each client

Loan terms

Loan purpose: payment for services received, family events, apartment renovation, medical treatment, travelling, buying a car, etc.
Amount: 100000 Somoni
Loan Currency: Somoni
Duration: from 1 to 48 months
Prepayment: Allowed
Type of loan: Cash, non-cash
Interest rate: Loans in Somoni
25% - in TJS for repeat customers
27% - in TJS for new clients

REQUIREMENTS FOR THE BORROWER AND GUARANTOR

Borrower: Citizen of the Republic of Tajikistan
Age: From 24 to 63 years old (for women under 58 years old)
Place of work of the borrower: Employees of state institutions and private companies with a stable financial situation.
Loan security: up to 30,000 somoni without collateral and guarantor.
Required documents:
  • A copy of the passport of the borrower and the guarantor indicating the place of residence;
  • Copy of TIN (if not indicated in the passport)
  • Certificate from the place of work of the borrower and guarantor indicating the amount of income;
  • Other documents according to loan products

Submit application

Leave a loan application

When submitting the form you accept Information Transfer Terms

An example of calculating loan conditions is for informational purposes only and is not a public offer

SIMPLICITY. TRANSPARENCY. RELIABILITY.

(+992 44) 625-77-77 1155

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Information Transfer Terms

I agree for the Bank to process all my personal data specified in the contract by any means, including third parties, reproduction, electronic copying, depersonalization, blocking, destruction, as well as the above processing of my other personal data obtained as a result their processing, with the aim of:

  • conclusion of a universal agreement with the Bank;
  • issuing, servicing bank cards;
  • creating information systems for personal data of the Bank;
  • insurance of my life / health / property and other insurance carried out with the assistance of the Bank or in favor of the Bank and / or in connection with the conclusion of the contract;
  • as well as for any other purposes directly or indirectly related to the issue and maintenance of bank cards and the offer of other products of the Bank, and sending me information about new products and services of the Bank and / or its counterparties.

I agree for the Bank’s counterparties to process all my personal data available to the Bank and / or the Bank’s counterparties, including for the purpose of informing me about the services of the counterparties, as well as to the processing of information about subscribers and the communication services rendered to them (in case of if the Bank’s counterparty is a telecom operator) in order to assess the likelihood of my solvency in the future to decide on the issue of a credit card.

This agreement is given for a period of 15 years, and in the event of its withdrawal, the processing of my personal data must be stopped by the Bank and / or third parties and the data is destroyed subject to termination of the Agreement and full repayment of the debt under the Agreement no later than 1 (one) year from the date termination of the Agreement.