Loan under gold security

  • Loan amount - up to 90% of the deposit amount
  • Loan currency - Somoni, US dollar
  • Interest rate - 26% in national currency
  • Interest rate - 12.5% in foreign currency
Submit application

FEATURES AND ADVANTAGES

A loan secured by gold is the fastest loan. Receiving solutions in 15 minutes

0%

Commission

For a loan and cashing out a loan, a commission of 0%

Quick loan processing

Loans are provided in a short time

Profitable terms

Individual and flexible approach to each client

Loan terms

Loan purpose: Payment for services, family events, apartment renovation, treatment, travel, buying a car, etc.
Amount: 90% of the value of the loan collateral (the value of gold)
Loan Currency: Somoni or US dollar
Duration: from 1 to 36 months
Interest rate: Loans in Somoni
26% per annum with national currency
12.5% per annum in foreign currency
Credit repayment method:
  • Annuity payments (monthly in equal installments)
  • Monthly payments are accrued with repayment of the main debt by agreement with the borrower.
Commission: For cashing out a loan: 0%
For a loan: 0%

REQUIREMENTS FOR THE BORROWER AND GUARANTOR

Borrower: Citizen of the Republic of Tajikistan
Age: from 18 years old and older
Required documents:
  • A copy of the passport with indication of the place of residence;
  • Gold Valuation Document
  • The written consent of the owner of the gold product (if the borrower and the owner of the gold product (pledger) are different persons). In the case when the pledger has a marital relationship, the consent of the spouse is mandatory.
  • Copy of the pledger (owner of gold);
  • Copy of TIN

Submit application

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Choose currency:
5000 Somoni
Desired loan amount
12 months.
Loan duration
Monthly payment — 0 Somoni

When submitting the form you accept Information Transfer Terms

An example of calculating loan conditions is for informational purposes only and is not a public offer

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Information Transfer Terms

I agree for the Bank to process all my personal data specified in the contract by any means, including third parties, reproduction, electronic copying, depersonalization, blocking, destruction, as well as the above processing of my other personal data obtained as a result their processing, with the aim of:

  • conclusion of a universal agreement with the Bank;
  • issuing, servicing bank cards;
  • creating information systems for personal data of the Bank;
  • insurance of my life / health / property and other insurance carried out with the assistance of the Bank or in favor of the Bank and / or in connection with the conclusion of the contract;
  • as well as for any other purposes directly or indirectly related to the issue and maintenance of bank cards and the offer of other products of the Bank, and sending me information about new products and services of the Bank and / or its counterparties.

I agree for the Bank’s counterparties to process all my personal data available to the Bank and / or the Bank’s counterparties, including for the purpose of informing me about the services of the counterparties, as well as to the processing of information about subscribers and the communication services rendered to them (in case of if the Bank’s counterparty is a telecom operator) in order to assess the likelihood of my solvency in the future to decide on the issue of a credit card.

This agreement is given for a period of 15 years, and in the event of its withdrawal, the processing of my personal data must be stopped by the Bank and / or third parties and the data is destroyed subject to termination of the Agreement and full repayment of the debt under the Agreement no later than 1 (one) year from the date termination of the Agreement.