New Year Promotion "Odilona"

  • Loan amount - up to 25 000 Somoni
  • Loan term - from 1 to 36 months
  • Loan currency - Somoni, US dollars
  • Interest rate - Somoni 25%, US dollars 14% per annum
Submit application

FEATURES AND BENEFITS

FOR THE FIRST TIME!!! - INTERNATIONAL BANK OF TAJIKISTAN LAUNCHES THE NEW YEAR PROMOTION "ODILONA" WITH RETURN OF 10% OF THE AMOUNT OF PAYMENT OF INTEREST. DURATION OF THE PROMOTION UNTIL JANUARY 31, 2020

0%

Commission

According to current tariffs

Quick loan processing

Loans are provided in a short time

Profitable terms

Individual and flexible approach to each client

LOAN CONDITIONS

Loan purpose: To purchase the necessary goods in everyday life, as well as personal needs
Amount: Up to 25,000 Somoni
Loan Currency: Somoni, US dollar
Duration: from 1 to 36 months
Prepayment: Permitted
Type of loan: Cash, non-cash
Interest rate: Somoni 25%, US dollars 14% per annum
Credit repayment method: Annuity payments (monthly in equal installments)
Commission: 0%

REQUIREMENTS FOR BORROWER AND GUARANTOR

Borrower: Citizen of the Republic of Tajikistan
Age: From 18 to 63 years old (for women under 58 years old)
Borrower place of work: Employees of state institutions and private companies with a stable financial situation.
Borrower work experience at the last workplace: Not less than 6 months
Required documents:
  • A copy of the passport of the borrower and the guarantor indicating the place of residence;
  • Copy of TIN (if not indicated in the passport);
  • A certificate from the place of work of the borrower and guarantor of salary;
Special conditions:
  • For repeat borrowers who have a good credit history, an application of up to 10,000 TJS is considered without collateral and guarantor.
  • For repeat borrowers of the International Bank of Tajikistan who have a good credit history, an application of up to 10,000 TJS without a guarantor and without information, only with a passport and TIN.
  • And also for clients who have an MBT salary card, a loan of up to 15,000 TJS is issued only with a passport and TIN.

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An example of calculating loan conditions is for informational purposes only and is not a public offer

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Information Transfer Terms

I agree for the Bank to process all my personal data specified in the contract by any means, including third parties, reproduction, electronic copying, depersonalization, blocking, destruction, as well as the above processing of my other personal data obtained as a result their processing, with the aim of:

  • conclusion of a universal agreement with the Bank;
  • issuing, servicing bank cards;
  • creating information systems for personal data of the Bank;
  • insurance of my life / health / property and other insurance carried out with the assistance of the Bank or in favor of the Bank and / or in connection with the conclusion of the contract;
  • as well as for any other purposes directly or indirectly related to the issue and maintenance of bank cards and the offer of other products of the Bank, and sending me information about new products and services of the Bank and / or its counterparties.

I agree for the Bank’s counterparties to process all my personal data available to the Bank and / or the Bank’s counterparties, including for the purpose of informing me about the services of the counterparties, as well as to the processing of information about subscribers and the communication services rendered to them (in case of if the Bank’s counterparty is a telecom operator) in order to assess the likelihood of my solvency in the future to decide on the issue of a credit card.

This agreement is given for a period of 15 years, and in the event of its withdrawal, the processing of my personal data must be stopped by the Bank and / or third parties and the data is destroyed subject to termination of the Agreement and full repayment of the debt under the Agreement no later than 1 (one) year from the date termination of the Agreement.