FAQ

Citizens of the Republic of Tajikistan who have reached the age of 18 years with a job or entrepreneurial activity.

As collateral, movable and immovable property is required.

Customers can get a loan for all loan products in Somoni, US dollars and Euros.

Of course, you can, at the rate set by the Bank on the payment date.

Depending on the type of loan products, loans are granted for a period of 1 to 36 months. Also for repeat customers and customers with a good credit history, certain benefits are provided.

No, the client pays only interest at the interest rate specified in the loan agreement.

The Bank provides customers with more than 10 types of loan products, including:

  • Loan for entrepreneurial activity;
  • Credit for necessary needs;
  • Credit for Teachers and Doctors;
  • Goods on credit;
  • Loan secured by gold;
  • A loan secured by a deposit, etc.

Of course, without providing collateral, but with the provision of one or two guarantors, you can get a loan in the amount of up to 25,000 Somoni.

SIMPLICITY. TRANSPARENCY. RELIABILITY.

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Information Transfer Terms

I agree for the Bank to process all my personal data specified in the contract by any means, including third parties, reproduction, electronic copying, depersonalization, blocking, destruction, as well as the above processing of my other personal data obtained as a result their processing, with the aim of:

  • conclusion of a universal agreement with the Bank;
  • issuing, servicing bank cards;
  • creating information systems for personal data of the Bank;
  • insurance of my life / health / property and other insurance carried out with the assistance of the Bank or in favor of the Bank and / or in connection with the conclusion of the contract;
  • as well as for any other purposes directly or indirectly related to the issue and maintenance of bank cards and the offer of other products of the Bank, and sending me information about new products and services of the Bank and / or its counterparties.

I agree for the Bank’s counterparties to process all my personal data available to the Bank and / or the Bank’s counterparties, including for the purpose of informing me about the services of the counterparties, as well as to the processing of information about subscribers and the communication services rendered to them (in case of if the Bank’s counterparty is a telecom operator) in order to assess the likelihood of my solvency in the future to decide on the issue of a credit card.

This agreement is given for a period of 15 years, and in the event of its withdrawal, the processing of my personal data must be stopped by the Bank and / or third parties and the data is destroyed subject to termination of the Agreement and full repayment of the debt under the Agreement no later than 1 (one) year from the date termination of the Agreement.