• Interest rate in US dollars - from 17% per annum
  • Interest rate in TJS - from 26% per annum
  • Loan term - up to 24 months
  • Commission - 0%
Loan terms

Loan advantages



0% commission for loan and cashing out the loan

Quick loan processing

Loans are provided in a short period of time

Favorable conditions

Individual and flexible approach to each client

Loan conditions

Purpose of the loan: Increase cash flow or expand business
Amount: For private entrepreneurs and legal entities in accordance with applicable restrictions
Loan currency: TJS, USD
Duration: Up to 24 months
Interest rate: Loans in USD
19% - For customers who receive a loan for the first time
17% - For customers with a positive credit history
Loans in TJS
28% - For customers who receive a loan for the first time
26% - For clients with a positive credit history
Commission: For cashing out a loan: 0%
For a loan: 0%


Borrower: Legal entities (non-state) and private entrepreneurs registered with the tax authorities of the Republic of Tajikistan.
Loan repayment method:
  • Annuity payments (monthly in equal installments)
  • Allowed grace period or individual repayment schedule
Required documents for legal entities: Specify by phone.
Required documents for entrepreneurs:
  • Copy of the passport;
  • Copy of TIN (if not indicated in the passport);
  • Patent or certificate;
  • Confirmation of the business location (for example: point of sale lease agreement).
Special conditions: For legal entities, opening an account with an organization is required.


When submitting the form, you accept the conditions for the Information Transfer


(+992 44) 625-77-77 1155


Information Transfer Terms

I agree for the Bank to process all my personal data specified in the contract by any means, including third parties, reproduction, electronic copying, depersonalization, blocking, destruction, as well as the above processing of my other personal data obtained as a result their processing, with the aim of:

  • conclusion of a universal agreement with the Bank;
  • issuing, servicing bank cards;
  • creating information systems for personal data of the Bank;
  • insurance of my life / health / property and other insurance carried out with the assistance of the Bank or in favor of the Bank and / or in connection with the conclusion of the contract;
  • as well as for any other purposes directly or indirectly related to the issue and maintenance of bank cards and the offer of other products of the Bank, and sending me information about new products and services of the Bank and / or its counterparties.

I agree for the Bank’s counterparties to process all my personal data available to the Bank and / or the Bank’s counterparties, including for the purpose of informing me about the services of the counterparties, as well as to the processing of information about subscribers and the communication services rendered to them (in case of if the Bank’s counterparty is a telecom operator) in order to assess the likelihood of my solvency in the future to decide on the issue of a credit card.

This agreement is given for a period of 15 years, and in the event of its withdrawal, the processing of my personal data must be stopped by the Bank and / or third parties and the data is destroyed subject to termination of the Agreement and full repayment of the debt under the Agreement no later than 1 (one) year from the date termination of the Agreement.